1. Not Investment Advice
SmartTrading provides analytical tools, quantitative risk scoring, AI-generated research, and educational content for informational purposes only. Nothing on this platform constitutes investment advice, investment marketing, portfolio management services, a solicitation to buy or sell any security, or a recommendation of any particular investment strategy or transaction. You should not act on any information provided by the platform without first consulting a qualified and licensed financial adviser, attorney, or accountant who understands your personal financial situation, objectives, and risk tolerance.
2. No Fiduciary Duty
SmartTrading does not act as a fiduciary with respect to any user. We owe you no duty to act in your best financial interest. Any risk scores, assessments, or alerts generated by the platform are produced by automated systems and algorithms and do not reflect a personalised review of your circumstances by a qualified financial professional. You are solely responsible for your investment decisions.
3. Substantial Risk of Loss
Trading and investing in securities, derivatives, cryptocurrencies, commodities, and other financial instruments involves a high degree of risk. You may lose some or all of your invested capital. Leveraged instruments can result in losses that exceed your initial investment. Never invest money you cannot afford to lose. The platform's risk scoring tools are designed to assist your risk awareness; they cannot predict or prevent losses.
4. Past Performance Is Not Indicative of Future Results
Historical performance data, backtested results, and scenario analyses displayed on the platform are provided for informational purposes only. Past performance of any security, portfolio, strategy, or model is not indicative of, and should not be relied upon as a guide to, future performance. Market conditions change continuously, and factors that drove historical returns may not persist.
5. AI and Algorithmic Limitations
The platform incorporates AI-generated text, qualitative risk adjustments, and algorithmic analyses powered by large language models and quantitative models. These systems: (a) may produce inaccurate, incomplete, or outdated outputs, including factual errors or hallucinations; (b) are trained on historical data and may not reflect current market conditions or events occurring after their training cutoff; (c) produce probabilistic assessments, not certainties; and (d) may misinterpret ambiguous financial data. AI-generated insights are intended to augment, not replace, your own research and professional advice. Treat all AI outputs as hypotheses requiring independent verification before acting.
6. Stop-Loss Execution Risks
Stop-loss monitoring and alert features are provided as risk-management tools, not as guaranteed order execution mechanisms. SmartTrading does not execute trades on your behalf. You acknowledge that: (a) alerts may be delayed due to network latency, market data provider outages, or platform maintenance; (b) even if you act immediately upon receiving an alert, market conditions (including gaps at open, fast markets, or illiquidity) may result in execution at a price materially worse than your stop-loss level; (c) stop-limit orders may not execute in rapidly moving markets; and (d) no alert system can guarantee protection against loss. You bear full responsibility for all trading outcomes.
7. Market Data Accuracy and Delays
Market prices, fundamental data, and other financial information displayed on the platform are sourced from third-party providers including Finnhub, TwelveData, Polygon, and Yahoo Finance. This data may be subject to: (a) delays (free tiers of some providers offer 15-minute delayed data); (b) temporary unavailability due to vendor outages or maintenance; (c) inaccuracies, errors, or omissions; and (d) licensing restrictions that limit the use or redistribution of the data. SmartTrading does not independently verify the accuracy or completeness of third-party data and shall not be liable for any trading decisions made on the basis of such data.
8. Platform Availability
SmartTrading makes reasonable efforts to maintain continuous platform availability but does not guarantee uninterrupted service. The platform may be unavailable due to scheduled maintenance, unplanned outages, third-party infrastructure failures, distributed denial-of-service attacks, or other events beyond our reasonable control. Critical trading decisions should not be made on the assumption that the platform will be available at any given moment. Maintain independent means of monitoring your portfolio and managing risk.
9. Forward-Looking Statements
Certain content on the platform, including risk projections, scenario analyses, and AI-generated commentary, may constitute forward-looking statements. These statements are based on current assumptions and models and involve known and unknown risks and uncertainties. Actual market outcomes may differ materially from projections. Words such as "may," "will," "expect," "project," "estimate," "anticipate," "believe," "intend," and similar expressions are intended to identify forward-looking statements. You should not place undue reliance on such statements.
10. Tax Disclaimer
SmartTrading does not provide tax advice. Information displayed on the platform, including realised and unrealised gains, losses, and portfolio values, is provided for informational purposes only and may not reflect the tax treatment applicable to your specific situation. Tax laws vary by jurisdiction and change frequently. You should consult a qualified tax professional before making investment decisions with tax implications and before filing any tax return.
11. Regulatory and Licensing Status
The operator of SmartTrading does not hold a licence as an investment adviser, investment marketer, or portfolio manager under the Israeli Investment Advising, Investment Marketing and Portfolio Management Law, 5755-1995, or under any equivalent regulation in any other jurisdiction. The platform does not constitute a regulated financial service. In jurisdictions where the provision of investment advisory, portfolio management, or similar services requires regulatory registration or licensing, users are advised to seek services from appropriately licensed professionals. It is your responsibility to ensure that your use of the platform complies with the laws and regulations of your jurisdiction.
12. Third-Party Links and Services
The platform may contain links to or integrations with third-party websites, data services, or financial platforms. SmartTrading does not endorse, and is not responsible for, the content, privacy practices, or security of any third-party service. Access to third-party services is at your own risk and is subject to those parties' terms and policies.
13. No Warranty
The platform is provided on an "as is" and "as available" basis without warranty of any kind, express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, accuracy, reliability, completeness, or non-infringement. SmartTrading expressly disclaims all warranties to the fullest extent permitted by applicable law.
14. Limitation of Liability
To the maximum extent permitted by applicable law, SmartTrading and its affiliates, officers, employees, agents, and licensors shall not be liable for any direct, indirect, incidental, special, consequential, exemplary, or punitive damages arising out of or related to your use of or reliance on the platform, including without limitation trading losses, loss of capital, missed investment opportunities, emotional distress, or any other losses or damages, even if SmartTrading has been advised of the possibility of such damages. Some jurisdictions do not allow the exclusion of certain warranties or limitation of certain liabilities; in such jurisdictions, the foregoing limitations shall apply to the fullest extent permitted by law.
15. Changes to This Disclaimer
We may update this Disclaimer from time to time to reflect changes in our services, applicable law, or operational practices. We will revise the "Last Updated" date at the top of this page when changes are made. For material changes, we will provide notice within the platform or via email. Continued use of the platform after such notice constitutes acceptance of the updated Disclaimer.